Accounts & Deposit Solutions
Whether you are saving for yourself, your family, your business or looking to earn more from your deposits, Yako Bank has an account designed around your needs.
Not sure which account is right for you?
Call 0414 251 251
Call 0414 251 251
For individuals & families
Personal & Family Accounts
Everyday savings and foreign-currency accounts designed around personal, family and future goals.
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Yako Personal Savings
Yako Personal Savings
Personal Savings
Yako Personal Savings
An everyday savings account designed to help individuals save conveniently and securely.
- Minimum balance: UGX 10,000
- Yako Debit Card available
- No monthly maintenance fees
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Requirements
- Minimum balance of UGX 10,000
- National ID for nationals
- Valid passport, visa and work permit for non-nationals
- Passport-size photo
- Work ID / employment contract
Benefits
- Attractive interest rates
- Yako Debit Card
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges
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Yako Easy Save
Yako Easy Save
Foreign Currency
Yako Easy Save
An accessible foreign-currency savings account with a low opening balance.
- Minimum balance: USD 100
- Monthly interest allowed
- Cheque book allowed
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Specifications & Requirements
- Minimum balance of USD 100
- National ID for nationals
- Valid passport, visa and work permit for non-nationals
Benefits
- Attractive interest rates
- Cheque book allowed
- Monthly interest allowed
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges
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Yako Prime Save (Individual)
Yako Prime Save (Individual)
Foreign Currency
Yako Prime Save (Individual)
A premium foreign-currency savings solution for individual customers.
- Minimum balance: USD 500
- Monthly interest applicable
- Cheque book allowed
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Specifications & Requirements
- Minimum balance of USD 500
- National ID for citizens
- Passport, valid visa and work permit for non-citizens
Benefits
- Attractive annual interest rates
- Cheque book allowed
- Monthly interest applicable
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges
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Yako Junior Save
Yako Junior Save
Junior / Foreign Currency
Yako Junior Save
A foreign-currency savings account designed for children and opened through a guardian.
- Minimum balance: USD 50
- For children up to age 18
- Guardian opens the account
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Specifications & Requirements
- Minimum balance of USD 50
- National ID for nationals
- Valid passport, visa and work permit for non-nationals
- Account to be opened by a guardian up to the age of 18 years
Benefits
- Attractive interest rates
- Cheque book allowed
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges
For organisations & larger balances
Business & Institutional Accounts
Solutions for institutions and customers looking to put larger balances to work more efficiently.
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Yako Prime Save (Institution)
Yako Prime Save (Institution)
Institution / Foreign Currency
Yako Prime Save (Institution)
A foreign-currency savings account for registered institutions and organisations.
- Minimum balance: USD 500
- For registered institutions
- Monthly interest applicable
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Specifications & Requirements
- Minimum balance of USD 500
- Institution registration documents
- Forms, directors, tax clearance certification and incorporation certification
Benefits
- Attractive interest rates
- Cheque book allowed
- Monthly interest applicable
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges
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Yako Auto Sweep Deposit
Yako Auto Sweep Deposit
Local & Foreign Currency
Yako Auto Sweep Deposit
When your balance exceeds your chosen threshold, excess funds are transferred to a Fixed Deposit.
- Minimum deposit: UGX 20M or USD 5,000
- Linked to a Fixed Deposit
- Threshold set by the depositor
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Specifications
- An account linked to a Fixed Deposit
- Minimum deposit of UGX 20,000,000 or USD 5,000
- Threshold limit is set by the depositor
- Minimum period: 91 days for UGX
Benefits
- Attractive interest rates for both savings and Fixed Deposit
- Sweep in multiples of UGX 1,000,000 or USD 1,000
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges
Grow your deposits
Deposit & Investment Solutions
Structured deposit products for customers seeking fixed returns, regular income or disciplined recurring savings.
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Yako Fixed Deposit
Yako Fixed Deposit
UGX Fixed Deposit
Yako Fixed Deposit
Earn more from funds you can place for a defined period.
- Minimum deposit: UGX 500,000
- Tenor: 12 months & above
- Multiple interest payment options
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Specifications
- Minimum deposit of UGX 500,000
- Tenor option: 12 months and above
- Interest payment: monthly, quarterly, semi-annually and annually
Benefits
- Certificate of deposit can be used as collateral to access a loan (Ts & Cs apply)
- Quick turnaround time to secure a loan against fixed deposit
- Attractive interest rates
- No monthly maintenance fees
- No bank charges
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Yako Fixed Term Deposit
Yako Fixed Term Deposit
Foreign Currency
Yako Fixed Term Deposit
Secure your foreign currency for a fixed period while earning interest.
- Minimum deposit: USD 1,000
- Minimum period: 1 year
- Maximum period: 3 years
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Specifications
- Minimum deposit of USD 1,000
- Minimum period: 1 year
- Maximum period: 3 years
Benefits
- Attractive interest rates
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges
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Monthly & Quarterly Income Plan
Monthly & Quarterly Income Plan
UGX & USD
Yako Fixed Term Deposit – Monthly & Quarterly Income Plan
Designed for customers who want regular income from their deposits.
- Minimum: UGX 10M or USD 3,000
- Tenor: 1 to 7 years
- Interest payable monthly or quarterly
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Specifications
- Available in both UGX and USD
- Minimum deposit: UGX 10,000,000 or USD 3,000
- Tenor: 1 year up to 7 years, depending on customer need
Benefits
- Interest rate payable monthly and quarterly
- No deposit fees
- Deposit can be used as collateral when borrowing in Yako
- No monthly maintenance fees
- No hidden or extra charges
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Yako Recurring Deposit
Yako Recurring Deposit
Recurring Deposit
Yako Recurring Deposit
Build savings consistently over a fixed six- or twelve-month period.
- Minimum deposit: UGX 50,000
- Maturity: 6 or 12 months
- Can support access to a loan
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Key Specifications
- Minimum deposit of UGX 50,000
- Can mature at either 6 or 12 months
Benefits
- Attractive interest rate
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- Statement of account is provided at maturity
- Deposit can be used as security to access a loan with no extra guarantee, if needed (Ts & Cs apply)
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Yako Flexi Recurring Deposit
Yako Flexi Recurring Deposit
Flexible Recurring Deposit
Yako Flexi Recurring Deposit
A flexible recurring savings plan that allows customers to increase their monthly contribution.
- Minimum base instalment: UGX 10,000
- Monthly base can increase by 300%
- Interest calculated daily
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Specifications
- One base instalment specified by the client during account opening
- Minimum: UGX 10,000
- Base amount to be deposited monthly
- Customer can increase monthly base by 300%
- Maturity date is either the date agreed during opening, or 30 days after payment of the last instalment
Benefits
- Attractive interest rates, calculated daily
- No deposit fees
- Convenient access via our branch network
- No monthly maintenance fees
- No hidden or extra charges